Let’s face it nobody looks forward to shopping for car insurance. The endless quotes, fine print, and confusing terms can make your head spin. But what if there were a simpler, more affordable way to get coverage without all the extra stress?
Enter GoAuto Insurance, a company that’s flipping the car insurance script. Whether you’re a new driver, budget-conscious, or just tired of overpriced insurance plans with hidden fees, GoAuto might be just what you need.
FAQs About GoAuto Insurance
Here are some questions and their short answers that we found are frequently asked by our readers.
Disclaimer: We are not a financial adviser; please consult one.
Answer: GoAuto offers liability (bodily injury and property damage), collision, comprehensive, personal injury protection, uninsured/underinsured motorist, and medical payments in Louisiana, Nevada, Ohio, and Texas.
Answer: GoAuto’s full coverage averages $72/month in Texas, cheaper than the national average, with low down payments but minimal add-ons like roadside assistance.
Answer: GoAuto offers discounts for anti-lock brakes, anti-theft devices, good driving records, military, and switching insurers, though not listed on their website.
Answer: GoAuto has poor customer service ratings, with above-average complaints to state regulators and issues with claim payouts, per NAIC and customer reviews.
Answer: GoAuto is suitable for high-risk drivers needing state-minimum coverage at low costs, but limited discounts and poor claims service may be drawbacks.
Why GoAuto Insurance Is a Game-Changer
GoAuto isn’t your average insurance company. Instead of putting profits and commissions first, they focus on offering affordable auto insurance that works for real people like you and me. But what truly sets them apart?
- No agents, no commission: They cut out the middleman.
- Low rates thanks to a no-frills model.
- Online convenience that makes managing your policy a breeze.
Still curious? Let’s dig a little deeper.
What Makes GoAuto Insurance So Affordable?
Have you ever wondered what really makes your car insurance premium so high? Many traditional insurance companies pay hefty commissions to agents, and those costs are passed to the customer. That’s where GoAuto changes the narrative.
By not relying on sales agents or big commissions, GoAuto saves on overhead and passes those savings directly to you. Think of it this way: it’s like buying your insurance wholesale instead of retail.
And don’t worry, they don’t cut corners on coverage. You still get the essential protection you need to drive legally and stay financially secure in case of an accident.
How Their System Works
Stopping by a local GoAuto office or visiting their website lets you get a quote in minutes. There’s no pressure to commit, no shady upselling tactics, and no overwhelming paperwork.
Need to adjust your coverage or make a payment? No problem. Everything can be done quickly and easily online or via their app. It’s auto insurance made simple, just how it should be.
Coverage Options That Matter to Everyday Drivers
Not everyone needs (or wants) the same kind of auto insurance. Maybe you’re just looking to meet state minimum requirements. Or you might want something more comprehensive to protect your car from weather damage or theft. GoAuto has solutions for every type of driver.
Coverage Options Include:
- Liability insurance: Covers damage and injuries you cause to others.
- Collision coverage: Helps pay for damage to your vehicle after an accident, regardless of who’s at fault.
- Comprehensive coverage: Covers non-collision-related incidents like theft, fire, or storms.
- Uninsured/underinsured motorist coverage: Offers protection if the other driver doesn’t have enough insurance or any at all.
- Medical payments coverage: Takes care of medical expenses after an accident.
Tip: Not sure what you need? GoAuto’s online quote tool helps you find the right level of coverage based on your state requirements and budget.
Easy Online Access and Mobile Tools
We live in a digital age, and GoAuto gets that. Instead of standing in long lines or spending hours on the phone, you can do everything via your phone or computer. GoAuto lets you:
- Get a free quote online in just minutes
- Buy and manage your policy online
- Make payments easily
- Report and track claims
- Access ID cards digitally, no more digging through your glove box
They even offer a mobile app that gives you access anywhere, anytime. Lost your insurance card? Log in and download it in seconds. Need to make a payment on the go? Just a few taps and you’re done.
Who Is GoAuto Insurance Best For?
GoAuto is great for people who:
- Want cheap car insurance without compromising on essential coverage
- Are tech-savvy and prefer managing things online or through an app
- Don’t need an agent to hold their hand through the insurance process
- Want a streamlined experience from quote to policy
If you’re somebody who likes simplicity, savings, and convenience, GoAuto fits the bill.
But What About Customer Service?
It’s a fair question. When you cut out agents, you might wonder if customer service suffers. According to customer reviews, GoAuto still delivers responsive and helpful service whether you call in or interact online. So while they may not have traditional brick-and-mortar agents, they’re still available when you need them.
Real-Life Story: Sarah’s Savings Journey
Let’s put this into perspective with a quick real-world example. Sarah, a 26-year-old teacher from Baton Rouge, Louisiana, was paying nearly $180/month with a major insurance provider. After hearing about GoAuto from a coworker, she decided to try the free quote tool.
The result? Her new premium was less than $110/month with nearly identical coverage. That’s a monthly savings of $70, or $840 a year. For Sarah, that meant extra cash for student loans, groceries, or even a weekend getaway.
States Where GoAuto Is Available
GoAuto is expanding, but they’re currently available in:
- Louisiana
- Nevada
- Ohio
- Texas
- Alabama
Don’t worry if your state isn’t listed yet, they’re growing fast. Keep checking their website for updates or sign up for notifications as they add more locations.
How to Get Started with GoAuto
If you’re interested in seeing how much you could save, here’s how easy it is to get started with GoAuto:
- Visit their website at get.goautoinsurance.com
- Use the quote tool It takes less than 5 minutes!
- Select coverage based on your needs and state laws.
- Pay online and get insured instantly.
There’s no cost or commitment to check your rate, and the potential savings might surprise you.
Final Thoughts: Auto Insurance that Just Makes Sense
Car insurance doesn’t have to be complicated or insanely expensive. GoAuto Insurance makes it refreshingly simple and affordable. Whether you’re a college student, busy parent, or someone just needing basic coverage that won’t drain your wallet, GoAuto meets you where you are.
It’s time to rethink car insurance, and GoAuto gives you the tools to do just that. No gimmicks. No surprise fees. Just straightforward, quality coverage at a price you can actually afford.
Looking for More Insurance Insights?
Want to learn more about car insurance basics? Check out our other helpful guides on:
- What Is Car Repair Insurance and Is It Worth It
- Save Big with Costco Auto and Home Insurance Services
- Exclusive GEICO Discounts: Organization Membership Savings
- Save on Auto Insurance with GEICO’s Affordable Coverage Options
- Is Mechanical Breakdown Insurance Worth It for Your Vehicle?
- United Auto Insurance Review: Affordable Coverage, Mixed Ratings
- Rhode Island Auto Insurance Guide: Savings Tips
- Best Auto Insurance Options for Drivers in Iowa
- Kentucky Car Insurance: Rates, Laws, and Coverage Options
- Missouri Auto Insurance: Requirements & Coverage Options
Ready to See How Much You Can Save?
Click over to GoAuto’s website today and take five minutes to see your free quote. You might be closer than you think to cheaper, smarter auto insurance.
Saving money doesn’t have to be complicated; sometimes, it’s just about choosing a better option.
