Coverage Comparison Tool
Compare different auto insurance coverage options side-by-side to find the best plan that suits your needs and budget.
Tools to Compare Auto Insurance Coverage
Select the coverage options you want to compare and click "Compare Coverage" to see a detailed comparison.
Liability Coverage
Covers damage you cause to others in an accident
Collision Coverage
Covers damage to your vehicle from a collision
Comprehensive Coverage
Covers non-collision damage (theft, weather, etc.)
Uninsured Motorist
Protects you if hit by an uninsured driver
Medical Payments
Covers medical expenses regardless of fault
GAP Insurance
Covers the "gap" if your car is totaled but you owe more than it's worth
| Feature | Liability Only | Basic Coverage | Full Coverage Recommended |
|---|---|---|---|
| Bodily Injury Liability | ✓ | ✓ | ✓ |
| Property Damage Liability | ✓ | ✓ | ✓ |
| Collision Coverage | ✕ | ✓ | ✓ |
| Comprehensive Coverage | ✕ | ✓ | ✓ |
| Uninsured Motorist | ✕ | Optional | ✓ |
| Medical Payments | ✕ | Optional | ✓ |
| GAP Insurance | ✕ | ✕ | Optional |
| Roadside Assistance | ✕ | ✕ | ✓ |
| Rental Car Reimbursement | ✕ | ✕ | ✓ |
| Typical Monthly Cost | $50-100 | $100-200 | $150-300 |
| Best For | Older vehicles with low value | Mid-value vehicles with some protection needs | Newer vehicles and comprehensive protection |
Our Recommendation Based on Your Selection
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